Why Rub

The only platform built end-to-end for the individual investor.

AI tools are general. Data platforms are manual. Institutional software is priced for trading desks. Brokerages just execute. Rub is the intelligence layer that sits between market data and your decision — personalized to how you actually trade.

Not a generic AI

Rub scores are driven by real financial data — fundamentals, technicals, peer benchmarks — not language model guesses.

Not a data dump

You don't interpret raw charts or ratios. Rub distills them into one score and tells you why.

Not institutional

No $24k/year terminal. No steep learning curve. Built for individual investors from day one.

Not your brokerage

Brokerages tell you the price. Rub tells you whether it's worth owning — then you execute wherever you want.

Legend:Full capabilityPartial / limitedNot available
Feature
RubYour edge
ChatGPT / Claude / PerplexityAI Tools
TradingViewFinancial Data
Seeking Alpha / KoyfinFinancial Data
Bloomberg TerminalInstitutional
ComposerStrategy Automation
Public / KimptonSocial Investing
Robinhood / E*Trade / TD AmeritradeBrokerages
Personalized stock scoring
Peer-benchmarked analysis
AI-generated insights
Portfolio grading (letter grade)
Brokerage integration (Plaid)
Plain-English strategy generation
Buy / sell threshold alerts
Portfolio backtesting
Retail-accessible pricing
Built for individual investors
The honest breakdown

Why each alternative falls short for the individual investor.

ChatGPT / Claude / Perplexity
General-purpose AI
AI Tools

Great for research questions — but they have no real-time market data, no scoring engine, and can't track your portfolio or fire alerts.

Personalized stock scoringPeer-benchmarked analysisAI-generated insightsPortfolio grading (letter grade)Brokerage integration (Plaid)
TradingView
Charts & screener
Financial Data

Excellent charting and data. But analysis is manual — you build your own screener from scratch and interpret everything yourself.

Personalized stock scoringPeer-benchmarked analysisAI-generated insightsPortfolio grading (letter grade)Brokerage integration (Plaid)
Seeking Alpha / Koyfin
Research & data platform
Financial Data

Strong editorial research and data coverage. No scoring engine, no portfolio grading, and no workflow that connects signal to action.

Personalized stock scoringPeer-benchmarked analysisAI-generated insightsPortfolio grading (letter grade)Brokerage integration (Plaid)
Bloomberg Terminal
Institutional data terminal
Institutional

The gold standard for professionals — at ~$24k/year per seat. Built for trading desks and institutions, not for the individual investor building a personal portfolio.

Personalized stock scoringPeer-benchmarked analysisAI-generated insightsPortfolio grading (letter grade)Brokerage integration (Plaid)
Composer
Algo strategy builder
Strategy Automation

Excellent for rule-based automated strategies. No personalized scoring, no portfolio grade, and requires a more quantitative mindset to get value.

Personalized stock scoringPeer-benchmarked analysisAI-generated insightsPortfolio grading (letter grade)Brokerage integration (Plaid)
Public / Kimpton
Community-driven investing
Social Investing

Community and social features are strong, but decisions are driven by crowd sentiment rather than data-driven, peer-benchmarked analysis.

Personalized stock scoringPeer-benchmarked analysisAI-generated insightsPortfolio grading (letter grade)Brokerage integration (Plaid)
Robinhood / E*Trade / TD Ameritrade
Trade execution
Brokerages

Where you execute — not where you decide. Brokerages are built for order entry, not for deep stock analysis, portfolio grading, or strategy generation.

Personalized stock scoringPeer-benchmarked analysisAI-generated insightsPortfolio grading (letter grade)Brokerage integration (Plaid)
The bigger picture

Rub isn't a replacement. It's the intelligence layer you were missing.

You can still use ChatGPT to research a company. You can still chart in TradingView. You can still execute in Robinhood. Rub is the part of the stack that scores, grades, and strategizes — so by the time you open your brokerage, you know exactly what you're doing and why.

Research
AI tools + articles
Score & Grade
Rub →
Execute
Your brokerage

The edge is in the workflow.

Every other tool handles one piece. Rub handles the whole path — from scoring a stock to grading your book to generating your next strategy.